A key tool for many ministries is the church car, van or bus — and the insurance that comes along with it.
Without the ability to transport parishioners, volunteers and members of the community, many ministries would be greatly hindered. Most people do not realize that this activity poses one of the largest risks for a church. Volunteers driving the vehicles can pose challenges and increase risk.
Liability coverage pays for damages or injuries caused by the vehicle or driver to a third party or their property. Medical payments coverage provides for the medical expenses of the driver and passengers, typically in conjunction with each passenger's personal auto policy.
"Buses and vans are unique in both their passenger capacity and how they handle on the road. Be sure liability, collision and comprehensive coverages are chosen with the help of an advisor so adequate limits are identified."
Sanctuaries, offices, education wings, contents and the sacred objects that make them home.
Protection for the everyday risks of hosting a congregation, community groups and events.
Coverage for pastors, staff and support teams when a work-related injury happens.