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Church Insurance

Church Building & Property Insurance

Insure your church building from the tip of the steeple to the boiler room. Your church's facility is an important asset and investment for the work of your congregation.

Making sure that the amount of building coverage provided on your insurance policy is adequate is absolutely essential if and when a building damage claim occurs. Additional owned buildings at satellite locations — such as storage facilities, the parsonage, daycare centers and soup kitchens — require coverage as well.

Separate coverage should also be provided for the contents of the church, including pews or chairs, office equipment, sound and lighting equipment, instruments, kitchen contents, classroom contents, fine artwork, historic items and stained glass windows.

You want an insurance advisor that thinks beyond just brick and mortar.

A complete church property package should also include:

  • Breakdown of building equipment such as heating and cooling systems
  • Water back-up and sump pump overflow
  • Loss of ministry income due to a covered building claim
  • Extra expenses to relocate or keep the ministry going during repairs
  • Crime insurance and employee dishonesty