Workers' Compensation is the exclusive remedy to pay for injury, rehabilitation and lost wages in the event of a work-related injury. Each state has specific laws governing how the coverage applies.
In some states, clergy are not required to be included for Workers' Compensation coverage. As a church specialist, we strongly encourage every church to protect their clergy and staff through proper Workers' Compensation coverage.
From the janitor who falls off a ladder to the receptionist who develops carpal tunnel, Workers' Compensation provides medical coverage and lost wages while an employee is unable to work. The premium for churches is relatively inexpensive, but the coverage can make all the difference for the employees and families who make the ministry go forward.
"Workers' Compensation is the exclusive remedy to pay for injury, rehabilitation and lost wages in the event of a work-related injury."
* In some states, Workers' Compensation is only available through the state's workers' compensation insurance program.
Sanctuaries, offices, education wings, contents and the sacred objects that make them home.
Protection for the everyday risks of hosting a congregation, community groups and events.
Owned, borrowed and hired vehicles — from the pastor's car to the 15-passenger van.