Umbrella liability sits above your general liability, auto and — in most states — workers' compensation policies to provide additional limits when a serious claim exceeds primary coverage.
For churches that host large gatherings, operate vehicles, run schools or daycares, or send teams into the community, an umbrella is one of the most cost-effective ways to raise your overall protection.
We'll recommend limits based on your specific exposures — not a one-size-fits-all number.
Sanctuaries, offices, education wings, contents and the sacred objects that make them home.
Protection for the everyday risks of hosting a congregation, community groups and events.
Coverage for pastors, staff and support teams when a work-related injury happens.