Directors & Officers (D&O) liability protects the individuals who lead your ministry when their decisions are challenged.
Board members, elders and trustees make consequential decisions on behalf of the church — from hiring and terminations to financial stewardship and program direction. When those decisions are questioned, D&O responds with defense costs and settlements so volunteer leaders aren't personally exposed.
We help churches structure D&O alongside Employment Practices Liability so leadership and staff decisions are covered together.
Sanctuaries, offices, education wings, contents and the sacred objects that make them home.
Protection for the everyday risks of hosting a congregation, community groups and events.
Coverage for pastors, staff and support teams when a work-related injury happens.